Hi, My name is Gilbert, I am a mortgage professional based in Merced, CA.
I work to educate and guide my clients so they can make well informed home financing decisions.
Your mortgage journey begins here. Getting started on the purchase or refinance of your home is just a few minutes away. No commitment needed.

Welcome to Halo Mortgage.
A California mortgage brokerage. We believe the loan process should be clear, simple, and straightforward — whether you’re a first-time homebuyer, a seasoned investor, refinancing, or exploring FHA, VA, Conventional, or Purchase options. Having helped over 1,000 families since 2002, we take great pride in providing customized solutions tailored to each client’s needs. Our focus is on serving California with real guidance, real solutions, and a straightforward path to homeownership.
Tell me your story.
Whether you are a first time homebuyer or an experienced real estate investor, having a mortgage team you can count on is crucial.
I pride myself on excellent communication and easy accessibility when you need me. I am here to guide you every step of the way.
Fill out the questionnaire on this page to start a discussion about your mortgage needs today!


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